Ireland income tax calculator
Your 2026 take-home pay in Ireland after income tax, USC and PRSI, using the Budget 2026 figures.
Line by line
Jouw getallen, stap voor stap.
How your income fills the tax bands
Each slice of taxable income is taxed at its own rate, so only the part above a threshold pays the higher rate.
| Rate | Band | Your income in it | Tax |
|---|
Rules and sources
- Budget 2026 Ireland: tax rates, bands, USC and PRSI tables
- Standard rate band €44,000 single / €53,000 married with one income, taxed at 20% then 40%. Personal credit €2,000 (€4,000 married) plus the €2,000 PAYE credit.
- USC 2026: 0.5% to €12,012, 2% to €28,700, 3% to €70,044, 8% above; no USC at all on total income of €13,000 or less. PRSI class A 4.35% from October 2026.
Veelgestelde vragen
What is the standard rate band?
The slice of income taxed at 20% before the 40% rate starts. For 2026 it is €44,000 for a single person and €53,000 for a married couple with one income. Budget 2026 left the bands unchanged.
Why is my marginal rate 52%?
Above the standard rate band, the next euro is charged 40% income tax, 8% USC and PRSI, which together come to roughly 52%. It is why a pay rise in Ireland can feel smaller than expected.
What changed with PRSI in 2026?
The employee rate rose from 4.2% to 4.35% in October 2026, part of a series of planned increases to fund the State pension. This calculator uses the current 4.35% rate, so a full-year figure for 2026 will be very slightly lower than shown.
What is the USC exemption?
If your total income for the year is €13,000 or less you pay no USC at all. Go a euro over and USC applies to the whole amount from the first euro, not just the excess, which is an unusually sharp step in the Irish system.