Ireland income tax calculator
Your 2026 take-home pay in Ireland after income tax, USC and PRSI, using the Budget 2026 figures.
Line by line
I tuoi numeri, passo per passo.
How your income fills the tax bands
Each slice of taxable income is taxed at its own rate, so only the part above a threshold pays the higher rate.
| Rate | Band | Your income in it | Tax |
|---|
Rules and sources
- Budget 2026 Ireland: tax rates, bands, USC and PRSI tables
- Standard rate band €44,000 single / €53,000 married with one income, taxed at 20% then 40%. Personal credit €2,000 (€4,000 married) plus the €2,000 PAYE credit.
- USC 2026: 0.5% to €12,012, 2% to €28,700, 3% to €70,044, 8% above; no USC at all on total income of €13,000 or less. PRSI class A 4.35% from October 2026.
Domande frequenti
What is the standard rate band?
The slice of income taxed at 20% before the 40% rate starts. For 2026 it is €44,000 for a single person and €53,000 for a married couple with one income. Budget 2026 left the bands unchanged.
Why is my marginal rate 52%?
Above the standard rate band, the next euro is charged 40% income tax, 8% USC and PRSI, which together come to roughly 52%. It is why a pay rise in Ireland can feel smaller than expected.
What changed with PRSI in 2026?
The employee rate rose from 4.2% to 4.35% in October 2026, part of a series of planned increases to fund the State pension. This calculator uses the current 4.35% rate, so a full-year figure for 2026 will be very slightly lower than shown.
What is the USC exemption?
If your total income for the year is €13,000 or less you pay no USC at all. Go a euro over and USC applies to the whole amount from the first euro, not just the excess, which is an unusually sharp step in the Irish system.