Germany income tax calculator
Your 2026 net salary in Germany after income tax, solidarity surcharge and social insurance.
Line by line
I tuoi numeri, passo per passo.
How your income fills the tax bands
Each slice of taxable income is taxed at its own rate, so only the part above a threshold pays the higher rate.
| Rate | Band | Your income in it | Tax |
|---|
Rules and sources
- § 32a EStG – Einkommensteuertarif (2026: Grundfreibetrag 12,348 €)
- Bundesfinanzministerium: Die wichtigsten steuerlichen Änderungen 2026
- Bundesregierung: Beitragsbemessungsgrenzen 2026 (8,450 € / 5,812.50 € a month)
- Deductions used: employee flat allowance €1,230, special expenses €36 (€72 joint), and pension, basic health (less 4%) and care contributions as pension-provision expenses.
Domande frequenti
What changed in 2026?
The tax-free allowance rose to €12,348, the 42% rate now starts at €69,879 of taxable income, and the solidarity surcharge only applies once income tax exceeds €20,350 (€40,700 for couples). Contribution ceilings rose to €8,450 a month for pensions and €5,812.50 for health and care.
Why does my payslip differ a little?
Payroll uses the monthly wage-tax tables and a simplified allowance for social insurance, then everything is squared up in the annual tax return. This calculator shows the annual income-tax view, which your refund or back payment settles to.