Germany income tax calculator
Your 2026 net salary in Germany after income tax, solidarity surcharge and social insurance.
Line by line
Your numbers, step by step.
How your income fills the tax bands
Each slice of taxable income is taxed at its own rate, so only the part above a threshold pays the higher rate.
| Rate | Band | Your income in it | Tax |
|---|
Rules and sources
- § 32a EStG – Einkommensteuertarif (2026: Grundfreibetrag 12,348 €)
- Bundesfinanzministerium: Die wichtigsten steuerlichen Änderungen 2026
- Bundesregierung: Beitragsbemessungsgrenzen 2026 (8,450 € / 5,812.50 € a month)
- Deductions used: employee flat allowance €1,230, special expenses €36 (€72 joint), and pension, basic health (less 4%) and care contributions as pension-provision expenses.
Questions people ask
What changed in 2026?
The tax-free allowance rose to €12,348, the 42% rate now starts at €69,879 of taxable income, and the solidarity surcharge only applies once income tax exceeds €20,350 (€40,700 for couples). Contribution ceilings rose to €8,450 a month for pensions and €5,812.50 for health and care.
Why does my payslip differ a little?
Payroll uses the monthly wage-tax tables and a simplified allowance for social insurance, then everything is squared up in the annual tax return. This calculator shows the annual income-tax view, which your refund or back payment settles to.