Japan income tax calculator
Your 2026 take-home pay in Japan, with the raised basic deduction, income and resident tax, and health, pension and employment insurance.
Line by line
Your numbers, step by step.
How your income fills the tax bands
Each slice of taxable income is taxed at its own rate, so only the part above a threshold pays the higher rate.
| Rate | Band | Your income in it | Tax |
|---|
Rules and sources
- 国税庁：令和８年度税制改正による所得税の基礎控除の引上げ等について
- 財務省：令和８年度税制改正の大綱
- 協会けんぽ：令和8年度保険料率（東京 9.85%、介護 1.62%、子ども・子育て支援金 0.23%）
- 厚生労働省：令和8年度雇用保険料率（労働者負担 0.5%）
- Resident tax is estimated at 10% with a ¥430,000 basic deduction, a ¥2,500 adjustment and ¥5,000 per-capita levy; your city’s bill may differ slightly.
Questions people ask
What changed for 2026 income?
The 2026 tax reform raised the basic deduction to ¥620,000, with an extra ¥420,000 for total income up to ¥4.89 million and ¥50,000 up to ¥6.55 million for 2026–2027, and raised the minimum employment income deduction to ¥690,000 (¥740,000 for salaries up to ¥2.2 million). Income tax now starts only above about ¥1.78 million of salary.
Why is resident tax paid a year later?
Resident tax (about 10%) is worked out from the previous calendar year’s income and taken from pay from June of the following year. It is included here as the resident tax your 2026 salary will create.