Retirement calculator
See what your savings could grow to, what the retirement income you want would take, and how long the money would last.
Your savings by age
Growing until retirement, then paying your income. In future money.
This is a projection, not a guarantee: returns vary from year to year, and taxes and fees reduce what you keep. Treat the numbers as a starting point for a conversation with a licensed financial adviser.
Questions people ask
How much do I need to retire?
Enough to pay the income your pension or social security doesn’t cover, for as long as you plan, while the rest stays invested. A common shortcut is the 4% rule: savings of 25 times the yearly income you need. This calculator works it out month by month instead.
Why does inflation matter so much?
At 2.5% inflation, prices double in about 28 years. $60,000 of today’s spending costs about $120,000 a year by then, so both the target and the projection here are adjusted for it.